Voluntary medical insurance
Voluntary medical insurance (VMI) pays for treatment in the paid departments of state hospitals and in licensed private clinics. There is no compulsory health insurance in the Zone; treatment under the state guarantee remains free as before.
Programmes and prices
Premium for one person for one year, in som. Corporate price applies from 10 employees of one organisation.
| Programme | What is included | Sum insured | Individual | Corporate |
|---|---|---|---|---|
| Poliklinika | Outpatient care: GP and specialist visits, tests, ultrasound, X-ray, ECG, home visits in town | 25,000 | 1,450 | 1,100 |
| Poliklinika-Plus | Outpatient care as above, emergency and planned treatment in a paid ward (up to 21 days a year), ambulance transport | 60,000 | 2,900 | 2,300 |
| Bala (children 1–15) | Outpatient care, paediatric ward in a paid department, vaccinations by the calendar | 20,000 | 980 | 820 |
| Dental (add-on) | Emergency dental care, two fillings a year, one X-ray | 3,000 | 420 | 360 |
Persons over 65 years: individual premium ×1.5. Policies are not issued to persons who are in hospital at the moment of application.
Where the policy is accepted
- Talas: Talas Regional Hospital, paid services department (21 Hospital Boulevard)
- Talas: Talas city polyclinics Nos. 1–4, paid services rooms
- Talas: Eskulap Medical Centres (two centres)
- Nurzhan: City Hospital No. 1, paid department
- Nurzhan: Eskulap Medical Centres: centre, Navbahor, Dastgoh
- Iyık Janyl: District hospital, paid ward; Eskulap Medical Centre
Show the policy card and your identity card at the registration desk of the paid department. The clinic bills Iradstrakh directly; you pay nothing within the programme, except medicines bought at the pharmacy outside the hospital.
Not covered
- treatment abroad, including in Almaty;
- IVF, cosmetic surgery, prosthetics, dental implants;
- chronic diseases known before the policy, in the first six months;
- tuberculosis, and treatment which is free under the state guarantee;
- injuries in a state of alcoholic intoxication.
For employers
Send the list of employees (surname, name, date of birth) to dms@iradstrakh.iradgov.org or bring it to the nearest office. The contract is concluded for one year; employees can be added during the year on a pro-rata premium.
