Crop and livestock insurance
Insurance of crops and farm animals for farms, agricultural enterprises and dehkan households.
Crops
The sum insured is the expected yield (average of the last three years by the district statistics) multiplied by the procurement price. Premium for the season as a percentage of the sum insured:
| Crop | Risks | Rate |
|---|---|---|
| Winter wheat, barley | hail, frost, flood, fire | 2.5% |
| Cotton (Fergana rim) | hail, flood, loss of irrigation water by an order of the authorities | 3.5% |
| Lucerne and fodder crops | hail, fire, flood | 2.0% |
| Orchards and vineyards | spring frost, hail | 4.0% |
| Vegetables, potatoes | hail, flood | 3.0% |
Winter crops are insured until 15 April, spring crops until 15 May, orchards before flowering. The field is inspected by the insurer's agent before the policy is issued. Drought is insured only on irrigated land with a water-use agreement. Loss of less than 10% of the yield is not paid (deductible).
Livestock
| Animals | Risks | Rate a year |
|---|---|---|
| Cattle | death from disease, accident, lightning, attack by predators | 3.0% |
| Horses | death or forced destruction after an accident or disease | 3.5% |
| Sheep and goats (flocks of 20 or more) | death from disease, accident, snowstorm on the pasture | 4.0% |
| Poultry farms | death from disease, fire | by contract |
Animals must be identified (ear tag or brand) and have a veterinary certificate not older than 30 days. In case of death, inform the office and the district veterinary service within 24 hours; the carcass is examined by the veterinarian.
