Accident insurance
Insurance against accidents: payment in case of injury, disability or death as a result of an accident.
| Kind | Premium | Sum insured, som |
|---|---|---|
| Personal accident, adults, 24 hours | 0.8% of the sum insured | 5,000 to 100,000 |
| Schoolchildren, for the school year (1 Sep – 31 May) | 25 som per pupil | 5,000 |
| Athletes and sports sections | 1.5% of the sum insured | 5,000 to 50,000 |
| Passengers of buses and taxis (compulsory for licensed carriers) | 30 som per seat a year | 20,000 per seat |
Payments
| Consequence of the accident | Payment |
|---|---|
| Death | 100% of the sum insured |
| Disability, group I | 90% |
| Disability, group II | 75% |
| Disability, group III | 50% |
| Fractures, burns, other injuries | by the table of the Rules, 2–30% |
| Temporary loss of working capacity (from the 8th day) | 0.2% for each day, not more than 60 days |
Passengers
Licensed bus, minibus and taxi operators must insure every seat stated in the technical passport, with a sum insured of not less than 20,000 som per seat, for the whole period of the licence. The policy number is entered in the licence application on e-Irad. A licence lapses on the day the policy lapses.
